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Sunday, June 15, 2008

Are you Frugal or Cheap?

I found this quiz online and I thought it was interesting:

Are You Frugal Or Cheap?

1. Do you eat out (not counting lunches at work)?

  1. All the time
  2. 2-3 times a week
  3. 2-3 times a month
  4. Never

2. When you eat out, do you?

  1. I order whatever I crave
  2. Order an entree for each person and take leftover to go
  3. Share our meals to save some money
  4. I don’t eat out!

3. What do you drive?

  1. The latest and greatest 2 years lease can buy
  2. I buy new car every few years
  3. I always buy a used car.
  4. I don’t own a car

4. What kind of TV do you have?

  1. 1080 HDTV, of course!
  2. A flat screen TV, but not the latest and greatest
  3. I still have the one I bought 10 years ago
  4. I don’t have a TV

5. What cable/satellite package do you have?

  1. Premium channel with everything under the sun
  2. Just the basic channels so I can watch the news
  3. Whatever I get with the rabbit ears
  4. I don’t have a TV

6. You have some old clothes, do you?

  1. What are you talking about, I don’t have old clothes.
  2. I donate them when they get a little older
  3. I turn them into rags
  4. I am still wearing them

7. When you buy something, do you?

  1. I buy what I want, whenever I want
  2. I occasionally splurge on what I want
  3. I only buy what I need, clip coupons, use discount cards, etc.
  4. I avoid making any kind of purchases

8. When you receive gifts, do you?

  1. I take them back to the store to trade up
  2. I keep all my gifts
  3. I may return or re-gift some
  4. I sell them on Ebay for cash

9. When you buy clothes, do you?

  1. I always shop brand names
  2. I usually buy when they are on sale
  3. I usually shop at goodwill and thrift stores
  4. I ask my friends and family for hand me downs

10. Regarding your lunches, do you?

  1. I always go out to the local restaurants
  2. I mostly eat low cost take out lunches
  3. I occasionally pack my own lunch
  4. I always pack my own lunch

Rate Yourself

For each question, give yourself: 1 point for any #1 answer, 2 points for #2, 3 points for #3, and 4 points for #4. Add up the points and rate yourself:

  • 35+ = You’re definitely cheap
  • 25-34 = You’re frugal. Good job!
  • 16-24 = You’re not frugal, but you appear to be reasonable with your spending habits
  • 10-15 = There are a lot of opportunities for you to save money

I scored 29 points. That makes me happy!! I love being frugal!

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